新興的「地球健康」（planetary health）領域指出，我們的經濟行為、生態系統服務（水、空氣、土壤）、氣候危機與人類健康之間存在深層連結。我們透過購物、儲蓄與投資等方式，用金錢與企業互動，會影響我們賴以為生的生命支撐系統。從生態角度來看，財務選擇不是支持更具環境責任的企業，就是在維持污染者的地位。

在臺灣，大學生報告自己具有強烈的環境價值，但依「計畫行為理論」（TPB）來看，光有態度仍不足以轉化為行動，仍需要被強化的社會規範與控制感。我的論文探討 AI 夥伴如何藉由強調透明度的「數位產品護照」（Digital Product Passports, DPPs），提供以資料為本的基準（強化社會規範），並在做出選擇的當下提供永續資訊（增強控制感），以賦能個別大學生督促企業負責。

本研究採用設計研究方法，探索「簡潔的、以 AI 為基礎的生成式使用者介面」之設計概念，協助年輕族群參與永續的財務行動。研究過程包含：調查全臺 21 所大學的 900 多位學生、進行 30 位參與者的現場使用者測試，以及 7 位專家訪談。本研究的主要貢獻是一個互動式 AI 夥伴原型。

The emerging field of planetary health recognizes profound interconnections between our economic behaviors, ecosystem services (water, air, soil), the climate crisis, and human health. How we use money to interact with companies, through shopping, saving, and investing, impacts the life-supporting biosphere we depend on. From an ecological perspective, financial choices can either support more environmentally responsible companies or sustain polluters.

In Taiwan, college students report strong environmental values, yet, consistent with the Theory of Planned Behavior (TPB), attitudes alone are not enough. My thesis investigates how AI assistants could empower individual college students to hold companies accountable by leveraging transparency-focused Digital Product Passports (DPPs) with data-driven benchmarks (reinforcing social norms) and sustainability facts at the moment of choice (a sense of control).

In my inquiry, I leveraged design research to find design concepts for simple AI-based generative user interfaces to help young adults engage in sustainable financial actions. Throughout the process, I conducted a survey of over 900 students from 21 universities across Taiwan, in-person user testing with 30 participants, and 7 expert interviews. The major contribution of the study is an interactive AI-companion prototype.

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