本研究以某國內財富管理銀行的客戶為對象，探討財富管理客群之風險屬性與所選擇投資組合的風險之關係。研究結果顯示：性別、穩健型客戶、積極型客戶的風險屬性與其所選擇的投資組合風險屬性有顯著性影響；年齡、學歷、職業、年收入及成長型客戶則對風險屬性偏好並沒有顯著性影響。並針對產出結果進一步對投資組合提出建議。

Using a data set of wealth management customers of a local bank, this study investigates the relation between customer risk attribute and portfolio risk. I find that gender and the risk attributes of steady and positive customers are positively related to portfolio risk, while age, education, occupation, annul income and the risk attribute of growth customers have no influence on portfolio risk. Some suggestions about portfolios are made in this study.

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