本研究採用對高雄製造業特定具代表的專家進行深度訪談，並輔以加入破壞式創新之理念，使觀點更加完整。經文獻分析與行業市調，隨著全球永續發展目標及新興科技等因素衝擊下，中小企業也面臨到城市轉型、產業變革、及於擴大時面臨資金問題，許多技術能否透過財務融通引入資金的問題；另外也發現全球金融科技的新創發展結合智慧科技與金融服務，在企業對企業間的金融服務交易，還有許多機會及應用將被開發。
故與專家討論後，認為以既有的產業優勢與新創能量輔以破壞式創新理念，高雄市下一波經濟成長的最大動能，將是結合物聯網、AI演算法、區塊鏈等技術之金融科技的創新方案模式，同時建置「智慧製造服務平台」，整合相關新興產業技術的重要平台，並形塑具有規模經濟的產業聚落。相關可行之發展策略已於文中述明，提供實用建議供參考。

This study uses in-depth interviews with representative experts in Kaohsiung manufacturing industry, and adds the concept of disruptive innovation to complete the view. Through literature analysis and industry market surveys, with the impact of global sustainable development goals and emerging technologies, small and medium-sized enterprises are also facing urban transformation, industrial transformation, and financing problems when expanding. It is important to explore whether many technologies can introduce funds through financial financing. In addition, the study also found that the new innovation and development of global financial technology combines smart technology and financial services, offering many opportunities and applications to be developed in business-to-business financial services transactions.
This study finds that the greatest driving force for Kaohsiung's next wave of economic growth will be a combination of existing industry advantages and new start-up energy supported by the concept of disruptive innovation, through innovative solutions that combine technologies such as the Internet of Things, AI algorithms, and Blockchain in financial technology. At the same time, a "smart manufacturing service platform" will be established to integrate important platforms for related emerging industry technologies and to shape industrial settlements with economies of scale. The relevant feasible development strategies have been stated in the text, and practical recommendations are provided for reference.

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