近年來，全球金融監管機構之監管重點證明，銀行需在Anti-Money laundering（AML）洗錢防制上發揮關鍵作用，因為到目前為止銀行仍是所有金融交易的中心，除了為經濟活動提供所需資金外，亦是跨境匯款交易之主要中介者，故而對銀行寄予高度冀望及嚴格的洗錢防制要求。

本研究主要目的在創建一個新金融科技監理技術-「貿易融資洗錢防制區塊鏈系統平台」，該系統囊括了從進口商到出口商於交易完成前所涉及之各方關係人，且各當事人均需對同一筆交易內容進行一致性的認證；又鑑於擬修改平台規則或數據資料時必須透過多數參與者之共識來進行，是故能有效防杜重大犯罪者利用金融機構等渠道遂行洗錢，進而達到打擊跨境非法資金流動之洗錢活動，改善傳統的風險管理技術和緩解網路資訊安全威脅的風險。

In recent years, the supervision focus of global financial regulators has proved that banks need to control anti money in money laundering As the bank is still the center of all financial transactions so far, it is also the main intermediary of cross-border remittance transactions in addition to providing funds for economic activities. Therefore, it places high expectations and strict money laundering control requirements on banks.

The main purpose of this study is to create a new financial technology supervision technology - " Blockchain Mechanism for Trade-Based Anti-Money Laundering system platform", which includes all parties involved from the importer to the exporter before the completion of the transaction, and all parties need to certify the consistency of the same transaction content; in addition, when the platform rules or data are to be modified, it is necessary to pass the majority of participants The consensus is that it can effectively prevent major criminals from using financial institutions and other channels to launder money, so as to fight against the money laundering of cross-border illegal capital flows, improve traditional risk management technology and mitigate the risk of Internet information security threats.

Afzal, A., & Asif, A. (2019). Cryptocurrencies, Blockchain and Regulation: A Review.
Alvseike, R., & Iversen, G. A. G. (2017). Blockchain and the future of money and finance: a qualitative exploratory study of blockchain technology and implications for the monetary and financial system (Master's thesis).
Asia-Pacific Group, (2012). Typology report on trade based money laundering, APG annual report.
Asia-Pacific Group on Money Laundering (2013) APG annual report 2012–2013.
Berg, A. (2018). The identity, fungibility, and anonymity of money.
Council, F. F. I. E. (2005). Bank Secrecy Act anti-money laundering examination manual: Federal Financial Institutions Examination Council.
de Martino, D., & Klein, S. (2017). Don't Want To Be The Next Kodak? Embrace Blockchain.
Delver, S. G. (2018). Trade-Based Money Laundering and Terrorist Financing: Combating TBML/FT in the Financial Institution. Utica College,
Diordiiev, V. (2018). Blockchain technology and its impact on financial and shipping services. Економіка. Екологія. Соціум, 2(1), 51-63.
FATF/GAFI. (2006). Trade Based Money Laundering. Financial Action Task Force on Money Laundering.
FATF (2006) Trade based money laundering, France: FATF Report.
FATF (2008) Best practices paper on trade based money laundering. Paris: FATF Report.
Flores, D. A., Angelopoulou, O., & Self, R. J. (2013). An Anti-Money Laundering Methodology: Financial Regulations, Information Security and Digital Forensics Working Together. J. Internet Serv. Inf. Secur., 3(1/2), 101-114.
Gupta, S., Lauppe, P., & Ravishankar, S. (2017). Fedcoin: A Blockchain-Backed Central Bank Cryptocurrency.
https://law. yale. edu/system/files/area/center/global/document/411_final_paper _-_fedcoin. pdf.(Abgerufen am 09.01. 2018).
Houben, R., & Snyers, A. (2018). Cryptocurrencies and blockchain: Legal context and implications for financial crime, money laundering and tax evasion.
Khanna, M. (2015). Trade Based Money Laundering—Capturing the New Frontier through Analytics.
Khrestina, M. P., Dorofeev, D. I., Kachurina, P. A., Usubaliev, T. R., & Dobrotvorskiy, A. S. (2017). Development of Algorithms for Searching, Analyzing and Detecting Fraudulent Activities in the Financial Sphere. European Research Studies, 20(4B), 484-498.
King, B. (2018). Bank 4.0: Banking Everywhere, Never at a Bank. Wiley.
Mulligan, C., Scott, J. Z., Warren, S., & Rangaswami, J. (2018). Blockchain beyond the hype: A practical framework for business leaders. Paper presented at the white paper of the World Economic Forum.
Okazaki, Y. (2018). Unveiling the potential of blockchain for customs. WCO Research Pаper, 45.
Romānova, I., Grima, S., Spiteri, J., & Kudinska, M. (2018). The Payment Services Directive 2 and competitiveness: The perspective of European FinTech Companies. European Research Studies Journal, 21(2), 5-24.
Su, B.-C. (2019). 多對多配對配合智能合約之雛型架構: 以高等教育分發問題為例. 中央大學資訊管理學系博士論文。
Tasca, P., & Tessone, C. J. (2017). Taxonomy of blockchain technologies. Principles of identification and classification. arXiv preprint arXiv:1708.04872.
Thavanathan, J. (2017). Process Innovation with Blockchain in Banking-A case study of how Blockchain can change the KYC process in banks. NTNU,
Wijaya, D. A., Liu, J. K., Suwarsono, D. A., & Zhang, P. (2017). A new blockchain-based value-added tax system. Paper presented at the International Conference on Provable Security.
Wild, J., Arnold, M., & Stafford, P. (2015). Technology: Banks seek the key to blockchain. Financ Times, 1, 2015.
Yin, R. (1994). Case study research: Design and methods. Beverly Hills: CA: Sage Publishing.
Yin, R. (2018). Case study research: Design and methods (6th eds.). In: Thousand Oaks, CA: Sage.
李昇暾、詹智安。(2019)。區塊鏈智能合約與DApp實務應用。碁峰資訊，2-1-2-25。.
季延平、郭鴻志。(1995)。系統分析與設計。華泰書局，民國八十四年五月， 11。
林青峰。(2019)。針對情感商品的情境感知推薦系統-以流行音樂為例，國立政治大學資訊管理學系學位論文。
苗華斌。(2016)。以區塊鏈技術為基礎之電子發票平台研究。國立政治大學經營管理碩士學程EMBA學位論文。
政治大學統計系（2017）。2017 年台灣寬頻網路使用調查報告，財團法人台灣網路資訊中心。
華南金控。(2017)。以貿易為基礎的洗錢。華南金融控股股份有限公司，華南金控月刊，2017，NO.178。
許柏林。(2019)。金融科技與金融巿場。華南銀行，對內演講講義。
陳碧芬。(2018)。銀行未來將出手買Fintech業者。工商時報，2018年06月13日。
曾名慧。(2019)。影響消費者對純網路銀行使用意圖之研究。東海大學高階經營管理碩士在職專班碩士學位。
資誠聯合會計師事務所(PwC) (2017)，2017年全球金融科技調查台灣概。
https://www.pwc.tw/zh/publications/assets/2017-fintech-taiwan-report.pdf
蔡子滔。(2019)。運用任務-科技適配模式建構醫療人員排班系統雛型。中原大學工業與系統工程研究所學位論文。
蕭毅昊。(2018)。過勞警示系統開發與評估。中原大學資訊管理研究所學位論文，1-70。